CenterPoint Energy Retirees – Learn about plan types
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Learn about plan types

 

Get a better understanding of your plan type and learn about the benefits it offers. To verify your plan type, review plan benefits and costs.


Medicare Advantage (MA) plans

These plans combine Medicare Part A and Part B into a single plan and come from a Medicare-approved private insurer, like UnitedHealthcare®, who contracts with the Federal government. Many MA plans offer extra benefits beyond Original Medicare, often including prescription drug coverage, at no additional cost beyond the monthly plan premium.

There are different types of MA plans. Learn more about your MA plan type:

Preferred Provider  Organization (PPO) plans

PPO plans let you choose between in-network and out-of-network doctors and hospitals. These plans reimburse all covered benefits, in or out of the network, as long as they're medically necessary. You can see any health care provider in the U.S. who participates in Medicare and accepts the plan and your cost will be the same regardless of whether that provider is in network or out of network!  And if you need specialty care, no referral is required.


Who do I contact with additional questions?

For general questions prior to enrollment, call 1-877-456-4831, 8 a.m. – 8 p.m. local time, 7 days a week. TTY users, call 711. Or, contact us.

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Last updated: 09.03.2021 at 12:01 AM CT  H2001_033121FMR